HDB Financial Services IPO GMP: Complete Guide to Date, Price, and Review
Are you interested to know more about the HDB Financial Service IPO GMP , and whether it is an opportunity worth exploring? So, here we go, the hdb financial services ipo expected date, price, GMP (Grey Market Premium), and the review in a format that you can easily digest. Whether you are an expert investor or inexperienced user who wants to figure out what the buzz is, this guide will contribute to your informed decision-making.
This article will provide you with everything you need to know about HDB Financial Services IPO in terms of HDB Financial Services IPO GMP, listing profits, lot size, balance sheet, risk, and others.
About HDB Financial Services: The Company Behind the IPO
HDB Financial Services is one of the prominent non-banking financial institutions (NBFC) of India, which is fully owned by HDFC Bank. It is specialized in a wide range of portfolio, including personal loans, gold loans, business loans and lending to commercial vehicles. It has pan India presence to serve urban as well as rural borrowers and thus is an important participant of the credit ecosystem in India.
In easy words? Consider HDB as the reliable hand of HDFC bank that is providing credit to millions of people across domains.
HDB Financial Services IPO Date and Expected Timeline
So, when is the big day? The HDB Financial Services IPO date is slated for June 25, 2025, with subscriptions open until June 27, 2025. This timeline includes:
- Anchor Investor Bidding: June 24, 2025
- Allotment Finalization: June 30, 2025
- Listing on NSE and BSE: July 2, 2025
If you’re planning to apply, mark these dates on your calendar so you don’t miss out!
IPO Price Band and Valuation Insights
The price band for the HDB Financial Services IPO is set at ₹700 to ₹740 per share. At the upper end, the IPO pegs the company’s valuation around ₹61,400 crore.
This price point reflects HDB’s strong position in the NBFC space but also factors in the regulatory push for NBFCs to list.
HDB Financial Services IPO GMP: Latest Grey Market Trends
Let’s talk about the buzz. The HDB Financial Services IPO GMP (grey market premium) has been hovering around ₹80-₹90. This suggests investors anticipate a 10-12% premium on listing day.
Remember, GMP is unofficial and can change based on broader market conditions, so use it as an indicator—not a guarantee.
Issue Structure: Fresh Issue and Offer for Sale Explained
Here’s what the HDB Financial Services IPO details reveal about the structure:
- Fresh Issue: ₹2,500 crore (to boost capital adequacy)
- Offer for Sale (OFS): ₹10,000 crore (HDFC Bank offloading part of its stake)
This blend allows HDB to raise funds while also enabling its parent to comply with regulatory requirements.
Lot Size, Minimum Investment & Eligibility
For retail investors:
Lot Size: 20 shares
Minimum Investment: Approximately ₹14,000 (at lower band) to ₹14,800 (at upper band)
There are dedicated portions for:
Retail investors (35% of the issue)
HNI/NIIs (15%)
QIBs (50%)
HDFC Bank shareholders and HDB employees (special quota)
Use of Proceeds: How Will the Funds Be Deployed?
The net proceeds from the fresh issue will:
- Strengthen Tier-I capital base
- Support future lending growth
- Help meet RBI’s regulatory requirements
In other words, the funds will help HDB expand responsibly while staying within compliance norms.
Financial Performance Snapshot
Here’s a quick look at HDB’s numbers:
- Revenue (FY24): ₹7,890 crore
- Profit After Tax (FY24): ₹1,170 crore
- Total Assets (FY24): ₹1.01 lakh crore
The company’s healthy growth trajectory is a key reason for investor interest.
Strengths and Challenges: What You Should Know
Why investors are interested:
Strong parentage (HDFC Bank)
Diversified loan book
Large customer base across segments
Challenges to watch:
Asset quality pressure during economic slowdowns
Exposure to unsecured lending and rural credit risks
Stiff competition from fintech NBFCs
How to Apply for the HDB Financial Services IPO
Applying is simple:
- Use broker apps like Zerodha, Upstox, Groww
- Net banking ASBA option
- Ensure UPI ID is linked and active
Tip: Complete your application early to avoid last-minute glitches.
Important Dates at a Glance
Event | Date |
Anchor Investor Bidding | June 24, 2025 |
IPO Opens | June 25, 2025 |
IPO Closes | June 27, 2025 |
Allotment | June 30, 2025 |
Refunds Initiated | July 1, 2025 |
Shares Credited | July 1, 2025 |
Listing Date | July 2, 2025 |
How Does HDB Compare to Its Peers?
Compared to other NBFCs like Bajaj Finance or Mahindra Finance, HDB offers a wider rural reach but may lag in tech adoption. The IPO size makes it India’s biggest NBFC offering to date.
Conclusion:Should You Subscribe to the IPO?
Based on good fundamentals, respectable HDB Financial Services IPO GMP, and scope of growth, analysts think that the IPO is good. However risk appetite must be calculated, as with any investment particularly in the volatile market of NBFC.
FAQ'S
What is the HDB Financial Services IPO expected date?
The IPO opens on June 25, 2025, and closes on June 27, 2025.
What is the HDB Financial Services IPO GMP today?
The GMP is around ₹80-₹90, suggesting a possible premium listing.
What is the lot size and minimum application amount?
One lot = 20 shares. Minimum application value is about ₹14,000-₹14,800.
How will HDB use the IPO proceeds?
The funds will be used to strengthen the capital base and support lending growth.
When will hdb financial services ipo details shares be listed?
Shares are expected to list on July 2, 2025.
