HDB Financial Services Share Price: IPO Debut, Today’s Performance & What Lies Ahead
Have you been experiencing the chit-chat of HDB Financial Services Ltd with its new listing as an IPO? You are not by yourself. HDB Financial Services share price is a hot topic with the strong debut debut in the stock market and a buzz of interest by the investors. What then is the implication to average investors such as you and me?
So today, we are going to look more deep into the hdb financial services ipo share price value today and why it is worth keeping your investments in this HDFC backed financial arm.
What is HDB Financial Services Ltd?
HDB Financial Services is the non-banking financial company (NBFC) that is the subsidiary of HDFC bank and the leader in India. The company offers many types of financial products and services such as:
- Personal loans
- Consumer durable loans
- Business loans
- Gold loans
- Auto loans
It’s been around for over a decade, building trust and expanding its footprint across India.
Backed by HDFC Bank: Why That Matters
Think of HDB as the younger sibling of HDFC Bank. Being backed by India’s largest private sector bank gives HDB a strong reputation and access to capital, tech infrastructure, and trust—something smaller NBFCs often lack.
It’s like joining a cricket team coached by Dhoni—you’re instantly taken more seriously.
HDB Financial Services IPO Details
HDB Financial Services finally hit the public market after much anticipation. Here’s a snapshot of the IPO:
- IPO Date: July 2, 2025
- Issue Price: ₹735 per share
- Lot Size: 20 shares
- IPO Type: Offer for Sale (OFS)
- Total Issue Size: ₹4,500 crore approx
The IPO was oversubscribed, indicating strong demand from retail and institutional investors.
HDB Financial Services IPO Share Price Today
On the day of its listing (July 2, 2025), hdb financial services ipo share price today opened at ₹835 per share on both NSE and BSE. That’s a 13.6% premium over its issue price of ₹735.
This shows positive sentiment from the market, especially given current volatility in the NBFC sector.
How Did HDB Financial Perform on Listing Day?
- Listing Price: ₹835
- Day’s High: ₹860
- Day’s Low: ₹812
- Closing Price: ₹842 (approx)
- Volume Traded: Over 2 crore shares on NSE alone
The stock remained largely positive throughout the day, giving investors confidence in the company’s fundamentals.
What Are Investors Saying Post-Listing?
Most traders are satisfied to register their cash in the IPO. The atmosphere on social media and investment boards was positive, and most of the people held up their stocks in anticipation of further growth.
One investor even tweeted:
“This could be the next Bajaj Finance in the making. Holding tight!”
Key Financials of HDB Financial Services
Let’s look at some recent figures (FY2024-25):
- Revenue: ₹12,150 crore
- Net Profit: ₹2,050 crore
- Loan Book: ₹75,000+ crore
- Net NPA: Below 1.5%
These numbers reflect a healthy, well-managed NBFC with consistent growth.
Market Experts’ Views: Buy, Hold, or Sell?
Compared to other NBFCs like Bajaj Finance, Muthoot Finance, and Shriram Finance:
Company | P/E Ratio | Net Profit (Cr) | Loan Book (Cr) |
HDB Financial | ~18x | ₹2,050 | ₹75,000 |
Bajaj Finance | ~34x | ₹11,500 | ₹2,00,000+ |
Muthoot Finance | ~15x | ₹4,000 | ₹60,000 |
HDB is attractively priced and well-positioned to grow, especially with HDFC Bank’s backing.
Risks Involved With HDB Shares
No investment is without risks. Here are a few to keep in mind:
- Exposure to unsecured lending
- Rising interest rates may affect borrowing
- Regulatory tightening on NBFCs
- Dependence on parent bank (HDFC)
However, these are manageable for a well-run NBFC like HDB.
Long-Term Growth Potential of HDB
The Indian lending market is expected to grow at 12–15% CAGR in the next 5 years. With HDB’s strong presence in tier 2 & 3 cities and digital expansion plans, it’s set to ride this wave.
If you’re in for the long haul, this could be a solid addition to your portfolio.
Should You Invest in HDB Now?
If you missed the IPO, don’t worry. The stock is still in a fair valuation range. Analysts recommend accumulating on dips, especially if your investment horizon is 3–5 years.
Forecasts for HDB Financial Services Ltd Share Price
Some brokerage targets:
Motilal Oswal: ₹980
ICICI Direct: ₹960
Angel One: ₹1,000+ in 12 months
Of course, these are subject to market movements, but the trend looks positive
Final Verdict: Hype or Worth It?
HDB Financial Services is not just another IPO, neither is it a mere play on rising credit economy in India, however it is a good play on an industry with a name that you can trust. The listing gain has potential and specialists opinions are evidence of a long-term story.
So is it hype? Not really. It could actually be the real thing.
FAQ'S
What is HDB Financial Services IPO share price today?
As of July 2, 2025, it is ₹835 on NSE and BSE, about 13% higher than the issue price.
Is it worth buying HDB shares after listing?
If you’re a long-term investor, yes. Experts suggest accumulating on dips due to strong fundamentals.
What is the lot size and issue price of HDB Financial IPO?
The lot size was 20 shares, and the issue price was ₹735 per share.
Who owns HDB Financial Services?
It is owned by HDFC bank that has a huge share in it.
What is the future outlook for HDB Financial Services share price?
There is an anticipated upside potential of 15-20 percent over a 12-month period based on the stable performance and the brand strength.
