Bajaj Finance Share Price 2025 Fundamental Analysis

Bajaj Finance Limited possesses a long successful presence in the NBFC sector in India that offers various services such as business loan, personal loan, credit cards, and other financial products and investment. Every investor who follows the ups and downs of Bajaj Finance stock price is aware of its activities because it has proven to be a good growth stock as well as financially sound.

Currently, the Bajaj Finance share price today stands at ₹9,093.00 Investors should therefore consider its past top factors, this and key drivers to its price determination so as to make the right investment decisions. Comprehensive analysis of Bajaj Finance Limited share price, their fluctuations, risks and opportunities inclusive are highlighted in this blog.

Bajaj Finance Ltd. is NBFC company which was incorporated in the year 1987 with total market capitalization of 5,50,741.14 INR Crore.The operating segments of Bajaj Finance Ltd. are as follows for the years ending 31/03/2024: Interest, Fees & Commission Income, Other operating income, Income from sale of share & securities & Service Charges.Thus for the quarter ended 31-03-2025, the respective Consolidated Total Income figure of the company stands at Rs. 18,468.74 crore a growth of 2.27% of the last quarter Rs. 18,058.32 crore and up by 23.69% from the last year same quarter Rs. 14,931.98 crore. The net profit after Tax to the company in the latest quarter has been Rs 4,536.75 crores.

The top managerial positions of the company are taken by Mr.Sanjiv Bajaj, Mr.Rajeev Jain, Mr.Anup Saha, Mr.Anami Roy, Dr.Arindam Bhattacharya, Dr.Naushad Forbes, Mr.Pramit Jhaveri, Ms.Radhika Haribhakti, Mr.Rajiv Bajaj, Mr.Sandeep Jain, Mr.R Vijay. The auditors of the company are Deloitte Haskins & Sells. As per share capital as on 31-03-2025, the authorized capital structure of the company is having 62.14 Crore shares.

Bajaj Finance Share Price Today is Rs. 8998.50. On previous day, the Bajaj Finance Share Price (NSE) closed at Rs. 8634.5, featuring among the most traded securities on the National Stock Exchange.

Shareholdings:

As of 31st Mar, 2025, the promoter held 54.7% of the stake in Bajaj Finance shares, out of which 0.0% was pledged. On the same date, foreign institutional investors’ (FII) holdings of Bajaj Finance stocks was 17.76% as compared to 17.73% in Dec 2024 with increase of 0.03%. The domestic institutional investors (DII) holdings on 31st Mar, 2025 was 15.05% as compared to 15.01% in Dec 2024 with increase of 0.04%. Out of the total DII holdings in Bajaj Finance shares 9.52% was held by mutual funds. The rest including public held is 12.49%. Bajaj Finance stock price is reflected on both the exchanges – BSE and NSE.

Dividend, Bonus & Split Information:

Bajaj Finance Dividend: Ever since 1987, Bajaj Finance dividends has been paid out around 34 times. As on 05 May, 2025, 11:09 AM IST, The overall dividend yield for Bajaj Finance stands at 0.65%. The last dividend paid was on May 30, 2025 (Rs. 44.0). The Earnings Per Share (EPS) for quarter ending 31st Mar 2025 is Rs. 267.73.

Bajaj Finance Bonus: The most recent bonus issue had been in year September 8, 2016 around 8 years ago at 1 : 1 ratio. The first bonus issue was announced in Jul 2016.

Stock Forecast:

After showing 18058.32 Cr. of sales and 3.99% of quarterly net profit, there have been multiple ups and downs in the Bajaj Finance stock prices in the past few weeks. For example, Bajaj Finance stock price on 25th of April 2025 was around Rs. 9112.0. Bajaj Finance share price now stands at an average of Rs. 8998.50. Judging by last week’s performance, stock is in down trend.

Bajaj Finance has a median target price of Rs. 9211.97 in 12 months by 34 analysts. They have provided a high estimate of Rs. 11161.0 and low estimate of Rs. 6290.0 for Bajaj Finance share.

Historical Prices and Performance:

Bajaj Finance, incorporated in 1987 is a Large Cap company (with a market cap of Rs. 550741.14) operating in NBFC sector.
The Return of Equity (ROE) in last five financial years given by Bajaj Finance stock was 18.84%, 21.16%, 16.07%, 11.97% and 16.28% respectively.
The Bajaj Finance share gave a 3 year return of 33.75% as compared to Nifty 50 which gave a return of 42.64%.
Bajaj Finance announced 2200.0% final dividend on May 30, 2025.

Key Metrics:

PE Ratio of Bajaj Finance is 32.25
Prices/Sales Ratio of Bajaj Finance is 7.97
Price/Book Ratio of Bajaj Finance is 5.42

Peer Insights:

Peers are businesses with comparable activities, buisness objectives and affiliation with a particular industry area. For Bajaj Finance, major competitors and peers include M&M Financial and Dhani Services Ltd.. As of Dec 2024, the dividend yield of Bajaj Finance stands at 0.65% while M&M Financial and Dhani Services Ltd. stand at 2.48% and 0.0% respectively. The PE ratio and PB Ratio of the company are among its competitors stand at 32.25 and 5.42 respectively.

Leadership of Bajaj Finance :

Sandeep Jain is Chief Financial Officer
R Vijay is Co. Secretary & Compl. Officer
Sanjiv Bajaj is Chairman
Rajeev Jain is Managing Director
Anup Saha is Deputy Managing Director
Naushad Forbes is Director
Anami Roy is Director
Pramit Jhaveri is Director
Arindam Bhattacharya is Director
Radhika Haribhakti is Director
Rajiv Bajaj is Director

Bajaj Finance Share Price Today: Recent Market Performance

As of the latest trading session, Bajaj Finance share price today stands at ₹9,093.00 on the NSE, reflecting its strong market position among financial stocks. The stock has remained resilient despite economic fluctuations, maintaining significant investor interest.

Recent Performance Highlights: Bajaj Finance Share Price

Current Price: ₹9,093.00
52-Week High: ₹9,660.00
52-Week Low: ₹6,375.70
Market Capitalization: ₹5,65,720 Cr
P/E Ratio: 35.4

The share price of Bajaj Finance Ltd has witnessed remarkable growth over the years, making it a preferred choice for long-term investors. Its sustained profitability and stable loan book position continue to attract institutional and retail investors alike.

Key Factors Influencing Bajaj Finance Share Price

1. Financial Performance and Profitability

The quarterly results have a direct bearing on the valuation of the share of Bajaj Finance Company. The latest Q4 FY25 financial report revealed:
The growth in net profit stood at ₹ 4,518 Crore which is up by 18.1% YoY.
They have scaled up loan book by $7.3 billion to $ 31.3 billion, year on year, which shows that there is improvement in AUM.
Steady NIMs which has aided in maintaining the profitability level of the company.
Its ability to generate consistent revenues, manage debt, and sustain growth makes Bajaj Finance Limited share price one of the most reliable in the NBFC sector.

2. Loan Growth & Asset Quality

Therefore, Bajaj Finance has extended its loan portfolio, further enhancing the general confidence of its investors.
An era of sturdy credit expansion specially to consumer credit, SMEs credit and housing credit.
The quality of assets continues to be on the higher side as reflected by the acceptable levels of NPA.
Through short term and highly qualified lending portfolio, Bajaj Finance guarantees its longevity along with its value on the stock exchange.

3. Dividend & Stock Split Announcements

Some of the reasons that have boosted the investor sentiment in the corporations are decisions related to dividends as well as stock splits.
The enhancement of incremental credit was observed by Bajaj Finance through the announcing of 4:1 bonus share issue which in turn led to the higher liquidity and participation of the market.
A 1:2 stock split was declared which among other things was meant to make the stock easily affordable to the small investor.
In terms of reinvestor benefits, a special dividend of ₹56 per share was offered to the valued shareholders.
These corporate actions enhance the attractiveness of Bajaj Finance share price today, making it an appealing choice for investors seeking stability and returns.

4. Market Sentiment & Technical Trends

Analyzing Bajaj Finance share price history reveals impressive growth over the years, positioning the stock as a multibagger:
The stock generated a return of 113 percent in 5 years, as it remained ahead of other NBFC players in the country.
At ₹8,600 – ₹8,700, investors are expressing the technical support for the dips.
According to analysts, once correction, it is advisable to adopt a bullish long-term bias.
As one of the best-performing financial stocks, Bajaj Finance maintains investor trust through stable earnings and consistent expansion.

Bajaj Finance Share Price History: A Look Back at Milestones

The Bajaj Finance share price history tells a compelling growth story, reflecting its transformation into a financial powerhouse.

Major Milestones in Bajaj Finance’s Stock Performance:

2015: Bajaj Finance stock traded at ₹1,500 levels, showing steady year-on-year appreciation.
2020: The stock navigated COVID-19 volatility, rebounding strongly post-pandemic.
2025: Despite market fluctuations, Bajaj Finance crossed ₹9,000, demonstrating resilience and expansion.

Investors tracking Bajaj Finance Limited share price over the years recognize its ability to generate wealth and maintain financial strength.

Financial Health and Market Position of Bajaj Finance

1. Subscriber Base and Market Share

As a dominant NBFC, Bajaj Finance holds a leading position in retail financing, competing with major banks and fintech lenders.

2. Revenue and Profitability

Annual Revenue: ₹43,164.60 crore (0.89% YoY growth).
Net Loss: Unlike distressed NBFCs, Bajaj Finance has maintained strong profitability.
EBITDA Margin: 27.34%, indicating high operational efficiency.

3. Debt and Liabilities

Total Debt: Well-managed with ample liquidity reserves.
Debt-to-Equity Ratio: Balanced, ensuring financial sustainability.
Interest Coverage Ratio: Indicates efficient debt servicing and creditworthiness.

The financial strength of Bajaj Finance plays a crucial role in determining share price of Bajaj Finance Ltd in the long run.

Challenges and Risks Affecting Bajaj Finance Share Price

However, Bajaj Finance has several threats that may affect future stock prices as follows;

1. Cost of Funds & Interest Rate Risks

Thus, borrowing expenses may increase because of the high interest rates which reduce the net profit.

Dependence on capital in the global financial markets may decrease or increase in availability due to volatility.

2. Competitive Market Landscape

This way, the loan demand is influenced by competition with bank that provide lower lending rates and is present in Bajaj Finance.

Traditional NBFCs are finding themselves under threat from fintech start-up players which indicate that they need to go digital.

3. Regulatory Environment

An analysis of Bajaj Finance’s operations: There could be change in the RBI guidelines concerning lending practices that may affect Bajaj Finance.

Potentially higher costs; This is a disadvantage because implementing stronger and more effective measures of KYC and compliance will be costly to operate.

Such factors should be considered by investors desiring to invest in Bajaj Finance share price today, latest as it is a good investment destination.

Future Outlook: Is Bajaj Finance a Good Investment?

Bullish Case for Bajaj Finance

Strong loan book expansion and stable asset quality.
Sustained digital lending and integrating fintech helping in enhancing lasting growth prospects.
High payouts of the dividends and stock splits, corporate aim of enhancing the shareholders’ value.
There is the need to expand its presence to the new-age consumer finance segments, which will help it consolidate its market position.

Bearish Case for Bajaj Finance

This is because it is been characterized by increased competition from fintech firms and adopting new models in banking.
This can be attributed to uneasiness that comes with the likelihood of a raised interest rate, leading to the cost of funds being raised.
They include changes in regulation, which has implications in terms of flexibility of operations.
Withdrawing from these businesses, it continues to be a market leader even within Non-Banking Financial Companies (NBFC) sectors, and this stock has been retained by many analysts on a buy list for long-term investment.

Conclusion

The Bajaj Finance has grown remarkably in its share price and it currently is among the best in the financial industry in India. Investors who interested to invest in Bajaj Finance share price today together with its past, future, and market standing.

Bajaj Finance Limited itself is an NBFC and has been consistent in delivering excellent returns to long-term investors thus giving the company’s share price more validity. Even for those who employ the diversification or growth model portfolios, Bajaj Finance is among the best and most secure financials in India.

Also Read : Bajaj Finance Bonus Dividend Stock Split – 2025